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The information for the following product(s) has been collected independently by Business Insider: U.S. Bank Altitude® Connect Visa Signature® Card, U.
S. Bank Altitude® Go Visa Signature® Card, U.S.
Bank Altitude® Reserve Visa Infinite® Card. The details for these products have not been reviewed or provided by the issuer. The U.
S. Bank Altitude® Connect Visa Signature® Card is a good choice if you're looking for a card that earns a substantial welcome bonus along with strong bonus categories for a moderate annual fee. It also offers excellent perks like Priority Pass airport lounge access, SmartDelay protection, cell phone protection, a Global Entry/TSA PreCheck application fee credit, and a $30 annual streaming credit.
Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. Earn 4X points on travel, gas stations, and EV charging stations. Earn 2X points on streaming services, plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more.
Earn 2X points at grocery stores, grocery delivery, and dining. Earn 1X point on all other eligible purchases. $0 intro for the first year, then $95 21.
24% - 29.24% Variable 50,000 points Excellent/Good Check mark icon A check mark. It indicates a confirmation of your intended interaction.
Great earning rate on travel and at gas stations (4x points = 4% back) Check mark icon A check mark. It indicates a confirmation of your intended interaction. Bonus points on streaming services plus $30 yearly streaming credit can save you money Check mark icon A check mark.
It indicates a confirmation of your intended interaction. Global Entry or TSA PreCheck application fee credit is worth up to $100 con icon Two crossed lines that form an 'X'. Annual fee after the first year con icon Two crossed lines that form an 'X'.
No airline or hotel transfer partners The U.S. Bank Altitude® Connect Visa Signature® Card is a good choice if you're looking for a card that earns a substantial welcome bonus along with strong bonus categories for a moderate annual fee.
It also offers excellent perks like Priority Pass airport lounge access, SmartDelay protection, cell phone protection, a Global Entry/TSA PreCheck application fee credit, and an annual streaming credit. US Bank Altitude Connect Review Simplicity and ease of use are among the most undervalued benefits when it comes to choosing the best credit card for you. While it's often possible to get a higher return on your spending by earning transferable points and carefully picking the right transfer partner to redeem them with, that takes time.
And let's be honest, not everyone has the time to learn the intricate web of transfer options or the desire to do so. If you're looking for a rewarding credit card with strong bonus categories, travel perks, and an annual fee that doesn't break the bank, the U.S.
Bank Altitude® Connect Visa Signature® Card is a very compelling choice. The card also comes with a $30 annual streaming bonus for eligible services like Netflix, Apple TV+, Spotify, and more, and a $100 Global Entry/TSA PreCheck statement credit once every four years. Given the proliferation of streaming services, most people should be able to use that $30 credit easily, meaning for just $65 out of pocket each year, you can use the U.
S. Bank Altitude Connect Visa Signature as a one-stop shop for most of your purchases. Plus, the card has travel benefits including Priority Pass airport lounge access with four free visits per year, trip cancellation and interruption insurance, trip delay insurance, and a unique SmartDelay feature that offers airport lounge access when your flight is delayed.
Discover it® Cash Back Chase Freedom Unlimited® Wells Fargo Active Cash® Card US Bank Altitude Connect Card Rewards For starters, you'll earn a welcome bonus of 50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening (worth $500). The minimum spending requirement is relatively low, so it could be easy to earn this bonus depending on your spending patterns. The U.
S. Bank Altitude Connect Visa Signature has a straightforward earning structure that awards bonus points in popular spending categories. Cardholders earn: 5 points per dollar spent on prepaid hotels and car rentals booked directly through the Altitude Rewards Center 4 points per dollar on travel (including airlines, hotels, car rentals, taxis, limousines, passenger trains, and cruise lines) and at gas stations 2 points per dollar at grocery stores and on grocery delivery, dining, and eligible streaming services 1 point per dollar on all other eligible purchases It's important to note that only services that appear on US Bank's list of eligible streaming merchants qualify to earn 2x points: Amazon Music Unlimited Amazon Prime Video Apple Music Apple TV+ Audible DirecTV Stream Discovery+ Disney+ ESPN+ Fubo TV HBO Max Hulu iHeart LiveOne Luminary MLB TV NBA League Pass Netflix NHL Live Pandora Paramount+ Peacock Showtime SiriusXM Slacker Radio Sling TV Spotify Starz Stitcher Tidal Vudu YouTube Music YouTube TV YouTube Premium Points earned on the U.
S. Bank Altitude Connect Visa Signature are worth 1 cent each no matter how you redeem them, so you can pick whichever option suits you best. You can redeem your rewards for travel purchases, merchandise, gift cards, cash back, and more.
You also might get a text from US Bank asking if you'd like to use "Real-Time Rewards" and use your points instantly to cover a purchase you're making with your card. There's a minimum redemption amount of 2,500 points ($25) if you're redeeming for cash back. One of the benefits of a fixed-value card like this is that there's no incentive to save up your points for some aspirational redemption, meaning you can get your cash back working for you as quickly as you earn it.
US Bank Altitude Connect Benefits and Features While one of the main selling points of this card is the bonus categories it offers, it comes with numerous additional perks that can make your travels more comfortable and give you peace of mind. One cardholder per U.S.
Bank Altitude Connect Visa Signature account (either primary or authorized user) is eligible to enroll in a complimentary 12-month Priority Pass Select membership. This membership comes with four free visits to over 1,300 participating airport lounges each membership year; after that, visits are $32 per person. Opening this card is a low-cost way to enjoy airport lounges, since most credit cards with free Priority Pass airport lounge access are premium cards that charge annual fees of $400 or more.
The U.S. Bank Altitude Connect Visa Signature quietly added a new benefit called SmartDelay which can ease the inconvenience of travel disruptions.
It provides free airport lounge access to the cardholder and up to three travel companions on the same itinerary when their flight is delayed by 120 minutes or more. To take advantage of the service, you must register your flight on the card's SmartDelay website at least 2 hours prior to your scheduled departure (some flights may not be eligible). SmartDelay will monitor your flight schedule and if a delay of at least 120 minutes occurs, you'll be emailed a voucher to use for lounge access, provided your airport has a participating lounge (you can see the list of lounges, provided by LoungeKey, here ).
Over 1,000 lounges at over 500 airports worldwide are eligible. Once every four years, cardholders can receive up to a $100 statement credit to cover the cost of a Global Entry or TSA PreCheck application or renewal. When you use the U.
S. Bank Altitude Connect Visa Signature to pay for eligible streaming services for 11 consecutive months, you'll receive an automatic $30 credit each year. The eligible streaming services for the credit are the same as those that qualify to earn 2x points.
If you purchase your travel ticket with the U.S. Bank Altitude Connect Visa Signature, you're eligible for reimbursement of non-refundable fares if your trip is canceled or interrupted for a covered reason, such as illness or an accident.
Coverage is for up to $2,000 per covered passenger (cardholder, spouse/domestic partner, and dependent children), and there are exclusions, which you can read about in the card's guide to benefits. As long as you purchased your tickets with the U.S.
Bank Altitude Connect Visa Signature, you and your immediate family (spouse/domestic partner and dependent children) are eligible for up to $300 in reimbursement of reasonable expenses if your flight is delayed by at least 12 hours. This trip delay insurance can cover you for expenses like meals or an overnight hotel room. It's secondary coverage, which means it only covers amounts not reimbursed by the airline or other insurance.
When you pay your monthly wireless bill with the U.S. Bank Altitude Connect Visa Signature, you're eligible for up to $600 per claim in cell phone protection against damage or theft.
There's a $100 deductible and a maximum of one claim per year. If you pay for your trip with the U.S.
Bank Altitude Connect Visa Signature, you and your spouse/domestic partner and dependent children are eligible for a very modest amount of travel accident insurance (up to $1,000 per passenger). Cardholders can access a 24/7 roadside dispatch hotline which can help arrange services like towing, winching, or jumpstarting. The dispatch service itself is free, but you'll be charged a set fee for the services provided.
If you're traveling and run into issues, you can access a travel and emergency assistance hotline that can help arrange things like legal and medical referrals, prescriptions, translation services, locating lost luggage, and more. Again, the service itself is free, but any third-party costs are your responsibility. Because the U.
S. Bank Altitude Connect Visa Signature is a Visa Signature card, cardholders can access additional perks, including: Visa Signature Concierge Visa Signature Luxury Hotel Collection Visa Signature Golf Benefit by Troon Car rental discounts Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. Earn 4X points on travel, gas stations, and EV charging stations.
Earn 2X points on streaming services, plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more. Earn 2X points at grocery stores, grocery delivery, and dining. Earn 1X point on all other eligible purchases.
$0 intro for the first year, then $95 21.24% - 29.24% Variable 50,000 points Excellent/Good Check mark icon A check mark.
It indicates a confirmation of your intended interaction. Great earning rate on travel and at gas stations (4x points = 4% back) Check mark icon A check mark. It indicates a confirmation of your intended interaction.
Bonus points on streaming services plus $30 yearly streaming credit can save you money Check mark icon A check mark. It indicates a confirmation of your intended interaction. Global Entry or TSA PreCheck application fee credit is worth up to $100 con icon Two crossed lines that form an 'X'.
Annual fee after the first year con icon Two crossed lines that form an 'X'. No airline or hotel transfer partners The U.S.
Bank Altitude® Connect Visa Signature® Card is a good choice if you're looking for a card that earns a substantial welcome bonus along with strong bonus categories for a moderate annual fee. It also offers excellent perks like Priority Pass airport lounge access, SmartDelay protection, cell phone protection, a Global Entry/TSA PreCheck application fee credit, and an annual streaming credit. Fees and Costs The U.
S. Bank Altitude Connect Visa Signature has an annual fee of $0 intro for the first year, then $95. You can use the card overseas without incurring extra charges, because it doesn't add foreign transaction fees .
Like most other cards, there are fees for balance transfers, cash advances, and late or returned payments. US Bank Altitude Connect Card Comparison We compared the U.S.
Bank Altitude Connect Visa Signature to two other popular rewards credit cards. See the table below for an overview of their differences. U.
S. Bank Altitude® Connect Visa Signature® Card Chase Sapphire Preferred® Card Capital One Venture Rewards Credit Card Annual fee $0 intro for the first year, then $95 $95 $95 ( rates and fees ) Rewards rate 5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center 4x points on travel and at gas stations 2x points at grocery stores, grocery delivery, dining, and streaming services 1 point per dollar on all other eligible purchases 5x points on Lyft rides through March 2025 5x points on all travel purchased through Chase Travel 3x points on dining, including eligible delivery services, takeout, and dining out 3x points on select streaming services 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs) 2x points on other travel 1 point per dollar on everything else 5 miles per dollar on hotels and rental cars booked through Capital One Travel 2X miles on every purchase Welcome bonus 50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening 75,000 miles once you spend $4,000 on purchases within the first three months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year Card benefits $30 annual credit for streaming service purchases Global Entry/TSA PreCheck application fee credit Cell phone protection Roadside dispatch Travel and emergency assistance services Visa Signature benefits Priority Pass Select membership SmartDelay airport lounge access Trip cancellation/interruption insurance Trip delay insurance Travel accident insurance No foreign transaction fees Up to $50 in statement credits toward hotel stays booked through Chase Complimentary year of DoorDash DashPass membership through December 31, 2024 10% anniversary point bonus Primary car rental insurance Trip interruption/cancellation insurance Trip delay insurance Baggage delay insurance Lost luggage reimbursement Extended warranty Purchase protection No foreign transaction fees Global Entry/TSA PreCheck application fee credit Car rental insurance*** Travel accident insurance*** Purchase assurance on eligible purchases*** No foreign transaction fees Review Chase Sapphire Preferred card review Capital One Venture card review US Bank Altitude Connect Frequently Asked Questions (FAQ) To be considered for the U.S.
Bank Altitude® Connect Visa Signature® Card, you should have a good to excellent credit score , which means a FICO score of at least 670. If you spend a lot in its bonus categories and prefer simplicity in redeeming rewards, the U.S.
Bank Altitude® Connect Visa Signature® Card is worth considering. However, after the first year, you'll have to decide if you spend enough to justify the annual fee (even with the $30 streaming credit). That said, the U.
S. Bank Altitude® Connect Visa Signature® Card added new perks — Priority Pass Select membership, trip delay reimbursement, SmartDelay lounge access, and trip interruption/cancellation insurance — on February 2, 2023. If you're on the fence about the card, these new benefits could be more than worth it, depending on your travel habits.
No, the U.S. Bank Altitude® Connect Visa Signature® Card isn't made of metal — it's a regular plastic card.
If you're looking for a metal card from US Bank, consider the U.S. Bank Altitude® Go Visa Signature® Card or U.
S. Bank Altitude® Reserve Visa Infinite® Card instead. No matter how you redeem rewards from your U.
S. Bank Altitude® Connect Visa Signature® Card, you'll get a value of 1 cent per point..
