Pennsylvanians have until Jan. 15 to sign up for health care coverage offered through Pennie, the state-based insurance exchange. The open enrollment period is one of the only times people can shop for new plans or make changes for 2025.
More than 435,000 customers enrolled for health insurance on the state marketplace in 2024, a 17% increase compared to 2023. That increase was part of a historic 21.3 million people who selected Affordable Care Act insurance plans nationwide last year .
Pennie is available for anyone who does not get health coverage from their employer or through a government program like Medicaid or Medicare. Open enrollment began earlier this month. In Pennsylvania, people who enroll by Dec.
15 will be covered starting Jan. 1 while those who enroll by the Jan. 15 deadline will be covered starting Feb.
1. “Open enrollment is such an important time — if you wait to get sick or injured, it will be too late to enroll in a health plan,” Pennie Executive Director Devon Trolley said in a release . “We want all Pennsylvanians to have the protection afforded by high-quality health coverage and Pennie is here to help you find it.
” Health insurance costs continue to climb nationwide, and premiums are expected to increase in 2025. Pennie plans will see a statewide average premium increase of 6%, which is 1% lower than what insurers initially proposed . But state officials note that 90% of Pennie customers qualify for tax credits that could reduce their premiu.
