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The information for the following product(s) has been collected independently by Business Insider: Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy BountifulTM Card, Marriott Bonvoy Bold® Credit Card. The details for these products have not been reviewed or provided by the issuer. If you want to earn Marriott points on your everyday spending, the Marriott Bonvoy Boundless Card is a great option with a reasonable annual fee and a generous welcome bonus offer.
It comes with good benefits, including a free night award each card anniversary and elite status credits for meeting spending thresholds. Earn up to 17X points on purchases at hotels participating in Marriott Bonvoy®. Earn 3X points on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
Earn 2X points on all other purchases. $95 N/A 21.49% - 28.
49% Variable Earn 3 Free Night Awards (each night valued up to 50,000 points) Good to Excellent Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual free night reward for hotels that cost up to 35,000 points can be worth more than annual fee con icon Two crossed lines that form an 'X'.
The only lucrative bonus category is participating Marriott Bonvoy hotels con icon Two crossed lines that form an 'X'. Upgrading to Gold status requires spending $35,000 on the card in an account year If you want to earn Marriott points on your everyday spending, the Marriott Bonvoy Boundless® Credit Card is a great option with a reasonable annual fee and a generous welcome bonus offer. It comes with good benefits, including a free night award each card anniversary and elite status credits for meeting spending thresholds.
Marriott Bonvoy Boundless Overview The Marriott Bonvoy Boundless Credit Card is an excellent choice if you want a rewarding Marriott credit card without paying a premium-level annual fee (the top-tier Marriott credit card is the Marriott Bonvoy Brilliant® American Express® Card , which offers many valuable annual benefits — but charges a $650 annual fee). The card's value doesn't stop at the welcome offer, though. Considering that award nights at Marriott Bonvoy properties start at just 5,000 points (though prices that low are few and far between), the points you'll earn by using this card on a regular basis can help you book more award stays down the line.
One of the card's best perks is the annual f ree night certificate cardholders receive every card anniversary . It's valid at Marriott hotels that cost up to 35,000 points per night, and if you use it at pricier hotels, it's easy to get a value that far exceeds the annual fee. You also get automatic Silver elite status in the Marriott Bonvoy® program, along with no foreign transaction fees and a broad selection of travel insurance benefits.
While you should consider all of the best hotel credit cards available today before you choose one, also remember that you can earn points that transfer to the Marriott Bonvoy® program with travel rewards cards that earn transferable points , like the Chase Sapphire Preferred® Card or The Platinum Card® from American Express . Both Amex Membership Rewards points and Chase Ultimate Rewards® points transfer to Marriott Bonvoy at a 1:1 ratio, so you have a lot of options. Marriott Bonvoy Boundless Rewards New cardholders can earn three Free Night Awards (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first three months from your account opening.
That's worth around $1,050 in Marriott stays, based on Insider's most recent points and miles valuations . The Marriott Bonvoy Boundless® Credit Card offers a straightforward earning structure, with bonus rewards in several great categories. Cardholders earn: 6 points per dollar at participating Marriott Bonvoy hotels (this is in addition to up to 10x points for being a Marriott Bonvoy member and up to 1x point for having Silver elite status from the card) 3 points per dollar on dining, gas, and groceries (on up to $6,000 in combined purchases each year) 2 points per dollar on all other eligible purchases Earning points in the Marriott Bonvoy® program paves the way for free hotel stays at more than 7,000 participating properties worldwide.
Rates start at just 5,000 points per night, while a mid-tier property will set you back around 35,000 points per night. At luxury Marriott hotels, awards can cost up to 120,000 points per night. Marriott Bonvoy has shifted to dynamic award pricing and eliminated its fixed award charts.
That means prices can vary dramatically based on factors like travel season and the cash price of the room. Keep in mind that you get a fifth night free when you use points to book four consecutive free nights. Cash and points options are also available, and they let you book a night at a discount with a cash copay.
Insider's estimate of Marriott points value is 0.7 cents each, on average, and it's possible to get an even higher rate of return, depending on how you redeem your points. Another benefit of the Marriott Bonvoy® program is that you don't have to redeem points for free nights.
There are other options available, including transferring points to nearly 40 airline partners , redeeming for gift cards and rental cars, and more. You can even redeem Marriott Bonvoy points for experiences like concerts and events. Marriott Bonvoy Boundless Benefits The Marriott Bonvoy Boundless card comes with a host of benefits and travel perks.
Each year after your account anniversary, you'll earn a free night award that you can redeem at participating Marriott Bonvoy properties that cost up to 35,000 points. Depending on how you use it each year, you can get a value that can easily cancel out the card's annual fee. Marriott now allows you to top off a free night award with up to 15,000 points from your account, giving you the flexibility to redeem at hotels that cost up to 50,000 points per night.
You'll receive automatic Silver elite status in the Marriott Bonvoy loyalty program just for being a cardholder. Silver elite status comes with 10% bonus points on paid stays, priority late checkout, and free Wi-Fi. The points bonus is probably the most valuable benefit here.
If you pay with the Marriott Bonvoy Boundless card, you'll earn up to 17 points per dollar spent at Marriott Bonvoy properties — 10 points as a loyalty member, 1 additional point as a Silver Elite member, and 6 points for paying with your credit card. The card also offers a path to Marriott Bonvoy Gold elite status after you spend $35,000 or more on the card in a year. Each cardmember year, you'll get 15 elite night credits toward Marriott Bonvoy elite status.
These credits count toward the next level of elite status, whether you're working toward Marriott Bonvoy Gold (by staying 25 qualifying nights in a year) or you've already qualified through Gold and are working toward Platinum (which requires 50 qualifying nights in a year). Elite night credits for spending The Marriott Bonvoy Boundless card earns elite night credits for spending. Cardholders will earn one elite night credit for every $5,000 they spend on the card, and there's no limit to the number of elite nights you can earn.
Pay for your car rental with the Marriott Bonvoy Boundless card and decline the rental company's collision insurance, and you can be covered for damage due to theft or collision on most vehicles. Coverage is secondary insurance in the US and primary car rental insurance otherwise. Be sure to read the terms and conditions for country and vehicle exclusions.
When you pay for your fare with the Marriott Bonvoy Boundless card and the carrier damages or loses your bags, you and your immediate family members could be covered for up to $3,000 per passenger. If your bags are delayed for six hours or more, you could be reimbursed for essential purchases (like clothing and toiletries) up to $100 per day for up to five days. If you paid for your ticket with the Marriott Bonvoy Boundless card and your trip is delayed overnight or by more than 12 hours, the card's trip delay insurance can reimburse you and your immediate family for up to $500 per passenger for meals and accommodations.
If an eligible item you've bought with the Marriott Bonvoy Boundless card is damaged or stolen within 120 days of purchase, you could be eligible for up to $500 in reimbursement per claim, and up to $50,000 per account with the card's purchase protection . The Visa Signature concierge can help you arrange things like hard-to-get restaurant reservations or theater tickets. It doesn't cost anything to use the service, but any third-party costs are your responsibility.
Marriott Bonvoy Boundless card cardholders can activate a complimentary one-year DoorDash DashPass membership . This normally costs $9.99 per month and offers free delivery and discounted service fees on orders $12 and above with both DoorDash and Caviar delivery services.
Activation of the benefit is required by December 31, 2024. Marriott Bonvoy Boundless Annual Fee and Other Costs The Marriott Bonvoy Boundless has an annual fee of $95, and no foreign transaction fees . As long as you pay your bill in full each month, you can avoid other fees with this card.
If you do carry a balance, there's an APR of 21.49% - 28.49% Variable.
Avoid carrying a balance at all costs — it can damage your financial health by having a negative impact on your credit score , and you'll accrue interest charges quickly, which can only make matters worse. Other Marriott Bonvoy Boundless fees include: Balance transfer fees Cash advance fee Late payment fees Returned payment fees If you need a card that offers a period of interest-free financing, check out our guide to the best zero-interest credit cards (or our picks for the best balance transfer credit cards ). Marriott Bonvoy Boundless Card Marriott Bonvoy Brilliant® American Express® Card Marriott Bonvoy BountifulTM Card Annual fee $95 $650 $250 Bonus points at Marriott hotels 6x bonus points* on eligible purchases at participating Marriott Bonvoy hotels 6x bonus points* on eligible purchases at participating Marriott Bonvoy hotels 6x bonus points* on eligible purchases at participating Marriott Bonvoy hotels Rewards rate on other purchases 3x points at grocery stores, gas stations, and on dining (on up to $6,000 in combined purchases per year) 2x points on all other eligible purchases 3x points at restaurants worldwide and on flights booked directly with airlines 2x points on all other eligible purchases 4x points on up to $15,000 in combined purchases per year at restaurants worldwide and on groceries (then 2x) 2x points on all other eligible purchases Welcome bonus offer three Free Night Awards (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first three months from your account opening 95,000 Marriott Bonvoy bonus points after you use your new card to make $6,000 in purchases within the first six months of card membership 85,000 bonus points after you spend $4,000 in purchases in your first three months from your account opening Marriott benefits 15 elite night credits each calendar year One elite night credit for every $5,000 spent on the card Automatic Marriott Bonvoy Silver elite status Annual free night award*** 25 elite night credits each calendar year Up to $25 in statement credits per month (up to $300 per calendar year) for eligible purchases at restaurants worldwide $100 Marriott Bonvoy property credit on eligible Ritz-Carlton and St.
Regis stays Automatic Marriott Platinum elite status Annual free night award **** Earned Choice Award when you spend $60,000 in a calendar year 15 elite night credits each calendar year Complimentary Marriott Gold elite status 1,000 bonus points per Marriott stay when using your card Annual free night award***** Other card benefits Car rental insurance (secondary in the US, primary otherwise) Lost luggage reimbursement Trip delay reimbursement Baggage delay insurance Purchase protection Extended warranty Travel and emergency assistance services Visa Signature concierge No foreign transaction fees Priority Pass Select airport lounge membership ** Global Entry or TSA PreCheck application fee credit** Secondary car rental insurance Trip cancellation and interruption insurance Baggage insurance plan Trip delay insurance Travel accident insurance Purchase protection Extended warranty Return protection Premium Global Assist Hotline No foreign transaction fees Car rental insurance (secondary in the US, primary otherwise) Lost luggage reimbursement Trip delay reimbursement Baggage delay insurance Purchase protection Extended warranty Travel and emergency assistance services Visa Signature concierge No foreign transaction fees Review Marriott Bonvoy Brilliant Amex card review Marriott Bonvoy Bountiful credit card review *Bonus points at Marriott hotels are in addition to the points members would normally earn from a stay ***the Marriott Bonvoy Boundless® Credit Card offers an annual free night award each year after your account anniversary for participating Marriott Bonvoy properties that cost up to 35,000 points ****the Marriott Bonvoy Brilliant® American Express® Card offers an annual free night award every year after your card renewal month for participating Marriott Bonvoy properties that cost up to 85,000 points *****the Marriott Bonvoy BountifulTM Card offers an annual free night award worth up to 50,000 points each year that you spend at least $15,000 on eligible purchases with your card Marriott Bonvoy Boundless Card Frequently Asked Questions (FAQ) If you stay at Marriott hotels, even occasionally, the Marriott Bonvoy Boundless is definitely worth considering. In fact, the free anniversary night can be worth much more than the card's $95 annual fee. For frequent Marriott guests, the Marriott Bonvoy Brilliant® American Express® Card could be a better bet, because it offers higher elite status, statement credits for restaurant spending , and a host of other useful perks.
Most people who are approved for the Marriott Bonvoy Boundless have a good to excellent credit score , which means a FICO score of at least 670. The Marriott Bonvoy Boundless is subject to the Chase 5/24 rule , which means if you've opened five or more credit cards from any bank (excluding some small-business cards), you won't be approved for the card. You're also not eligible if you already have a Marriott Bonvoy Boundless, Marriott Bonvoy Bold® Credit Card , or Marriott Bonvoy ® Premier credit card (not available to new applicants) open, or earned the welcome bonus from one in the past 24 months.
In addition, you won't be eligible for the welcome bonus offer on this card if any of the following apply to you: Within the past 30 days, you've held the Marriott Bonvoy ® American Express ® Card. Within the past 90 days, you've been approved for the Marriott Bonvoy Business® American Express® Card , Marriott Bonvoy Brilliant® American Express® Card, or Marriott Bonvoy BevyTM American Express® Card . Within the past 24 months, you've earned a welcome bonus/upgrade bonus for the Marriott Bonvoy Business® American Express® Card, Marriott Bonvoy Brilliant® American Express® Card, Marriott Bonvoy BevyTM American Express® Card.
The Marriott Bonvoy Boundless is a Visa Signature card. No, the Marriott Bonvoy Boundless isn't a metal credit card . It's a standard plastic card.
The Marriott Bonvoy Bold® Credit Card is a no-annual-fee Marriott credit card. While its benefits are largely inferior to the Marriott Bonvoy Boundless, you will still receive some goodies such as 15 elite night credits annually and bonus points for Marriott spending. Methodology: How We Reviewed the Marriott Bonvoy Boundless Card Our experts on Insider's credit cards team reviewed the Marriott Bonvoy Boundless in comparison to other Hilton credit cards and to hotel credit cards with similar annual fees from chains like Hilton, IHG, Hyatt, Wyndham, and Choice.
The main criteria we looked at included: Ease of use — Is it easy to earn and use rewards from the card without jumping through hoops or memorizing complex award charts and restrictions? Rewards potential — We looked at how the card's welcome offer and earning structure compares to similar cards, and considered how useful the bonus categories are for everyday spending. Fees — Do the card's benefits, like elite status or annual free nights, justify the annual fee? Can you get caught by other charges like a high APR or foreign transaction fees? Benefits — Can the card's benefits save you money or make your travel experience easier, and do any stand out in comparison to similar cards? Read about how we rate credit cards at Insider for more details on our methodology..
