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The information for the following product(s) has been collected independently by Business Insider: Capital One Savor Cash Rewards Credit Card†. The details for these products have not been reviewed or provided by the issuer. Introduction to Capital One Credit Cards Capital One issues several of the best credit cards on the market, from options that can help you build your credit to a premium card that earns valuable travel rewards.
The Capital One Venture Rewards Credit Card is especially popular thanks to its robust marketing budget and television commercials. But it's not necessarily the right Capital One card for you. Instead, your best option is the one that fits your spending style and your goals.
This is our guide to the best Capital One credit cards available right now. Compare the Top Capital One Credit Cards Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024. Earn 8% cash back on Capital One Entertainment purchases.
Earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). Earn 1% cash back on all other purchases.
$0 0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time) 19.99% - 29.99% Variable Earn $200 cash back Good to Excellent Check mark icon A check mark.
It indicates a confirmation of your intended interaction. No annual fee Check mark icon A check mark. It indicates a confirmation of your intended interaction.
Bonus cash back on dining, entertainment, and grocery store purchases Check mark icon A check mark. It indicates a confirmation of your intended interaction. Long intro APR period for purchases and balance transfers con icon Two crossed lines that form an 'X'.
Other cards earn more cash back in certain bonus categories con icon Two crossed lines that form an 'X'. Not the highest sign-up bonus among cash-back cards The Capital One SavorOne Cash Rewards Credit Card offers a good welcome bonus and excellent return rates that can earn you cash back on common expenses like dining, groceries (excluding superstores like Walmart and Target), streaming, and entertainment — plus there's no annual fee to worry about. Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024 Earn 8% cash back on Capital One Entertainment purchases Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Terms apply No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies No foreign transaction fee No annual fee Earn unlimited 1.
5% cash back on purchases. $0 0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time) 19.99% - 29.
99% Variable Earn a one-time $200 cash bonus Good to Excellent Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earns 1.
5% cash back on every purchase Check mark icon A check mark. It indicates a confirmation of your intended interaction. Intro APR on purchases and balance transfers Check mark icon A check mark.
It indicates a confirmation of your intended interaction. No annual fee and no foreign transaction fees con icon Two crossed lines that form an 'X'. Other cards earn more cash back If you want to earn cash back with minimal effort and no annual fee, the Quicksilver Cash Rewards Card is a good option.
Some cards offer a higher rate of cash back, but there are tradeoffs, such as foregoing a welcome bonus offer or keeping track of bonus categories that earn more rewards. Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening Earn unlimited 1.5% cash back on every purchase, every day $0 annual fee and no foreign transaction fees Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024 Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Terms apply No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies Earn 5x miles per dollar on hotels and rental cars booked through Capital One Travel.
Earn unlimited 2x miles on every purchase. $95 N/A 19.99% - 29.
99% variable Earn 75,000 bonus miles, plus $250 to use on Capital One Travel in your first cardholder year Good to Excellent Check mark icon A check mark. It indicates a confirmation of your intended interaction. $50 experience credit and free upgrades on Capital One Lifestyle Collection bookings Check mark icon A check mark.
It indicates a confirmation of your intended interaction. Includes up to a $100 statement credit for Global Entry or TSA PreCheck con icon Two crossed lines that form an 'X'. Other credit cards offer higher rewards in certain categories of spending If you want an easy, no-fuss travel rewards credit card, the Capital One Venture Rewards Credit Card is a great fit.
For a moderate annual fee, it offers plenty of value, useful benefits, and a substantial welcome bonus. Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel Earn unlimited 2X miles on every purchase, every day Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Miles won't expire for the life of the account and there's no limit to how many you can earn Receive up to a $100 credit for Global Entry or TSA PreCheck® Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more Transfer your miles to your choice of 15+ travel loyalty programs Earn unlimited 10 miles per dollar on hotels and rental cars booked through Capital One Travel. Earn 5 miles per dollar on flights booked through Capital One Travel.
Earn unlimited 2 miles on all other purchases. $395 N/A 19.99% - 29.
99% variable Earn 75,000 bonus miles Excellent Check mark icon A check mark. It indicates a confirmation of your intended interaction. Excellent welcome bonus and miles earning Check mark icon A check mark.
It indicates a confirmation of your intended interaction. Premium perks including airport lounge access and credits for certain purchases Check mark icon A check mark. It indicates a confirmation of your intended interaction.
Visa Infinite benefits including travel and shopping protections con icon Two crossed lines that form an 'X'. High annual fee con icon Two crossed lines that form an 'X'. Annual travel credits only apply to Capital One Travel purchases The Capital One Venture X Rewards Credit Card is one of the best credit cards for frequent travelers, with top-notch benefits and a wide range of built-in protections.
It comes with a generous welcome bonus and credits that can help offset the annual fee — which is much lower than similar premium cards. Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel Earn unlimited 2X miles on all other purchases Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more Receive up to a $100 credit for Global Entry or TSA PreCheck® Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Earn 1.
5% cash back on every purchase with a refundable $200 minimum deposit. $0 N/A 29.99% Variable N/A Limited, No History Check mark icon A check mark.
It indicates a confirmation of your intended interaction. Earns 1.5% cash back on all purchases with no limits Check mark icon A check mark.
It indicates a confirmation of your intended interaction. You can get approved for this card with limited credit Check mark icon A check mark. It indicates a confirmation of your intended interaction.
Ability to increase credit line and potential to improve credit score with responsible use con icon Two crossed lines that form an 'X'. No welcome bonus con icon Two crossed lines that form an 'X'. Because it’s a secured credit card, you’ll have to put down a security deposit for your initial credit line con icon Two crossed lines that form an 'X'.
High APR if you carry a balance The Capital One Quicksilver Secured Cash Rewards Credit Card is a great choice if you're new to credit cards and working on building your credit history and score. It's a rare secured credit card that offers decent rewards, but you'll have to put down a deposit after you're approved to secure your credit line. No annual or hidden fees, and you can earn unlimited 1.
5% cash back on every purchase, every day. See if you're approved in seconds Put down a refundable $200 security deposit to get a $200 initial credit line Building your credit? Using a card like this responsibly could help Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Monitor your credit score with CreditWise from Capital One.
It's free for everyone Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024 No annual or hidden fees. Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed. $0 N/A 29.
99% Variable N/A Limited, Bad Check mark icon A check mark. It indicates a confirmation of your intended interaction. Minimum deposit ($49) is lower than with some other secured cards Check mark icon A check mark.
It indicates a confirmation of your intended interaction. You can be automatically considered for a higher credit line in as little as 6 months with no additional deposit con icon Two crossed lines that form an 'X'. No rewards The Capital One Platinum Secured Credit Card is a good choice for folks who are new to credit or rebuilding their credit score.
Because it's a secured credit card, you'll have to put down a security deposit — but its minimum deposit is lower than that of many similar cards. No annual or hidden fees. See if you're approved in seconds Building your credit? Using the Capital One Platinum Secured card responsibly could help Put down a refundable security deposit starting at $49 to get a $200 initial credit line You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges Monitor your credit score with CreditWise from Capital One.
It's free for everyone Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app Earn unlimited 1.5% cash back on all purchases. $0 N/A 19.
99% - 29.99% Variable Earn a $50 cash bonus Average, Fair, Limited Check mark icon A check mark. It indicates a confirmation of your intended interaction.
Good welcome bonus with an easy spending requirement Check mark icon A check mark. It indicates a confirmation of your intended interaction. Solid cash back earning on all purchases with no bonus categories to track Check mark icon A check mark.
It indicates a confirmation of your intended interaction. No annual fee or foreign transaction fees con icon Two crossed lines that form an 'X'. Only available to college students The Capital One Quicksilver Student Cash Rewards Credit Card is a good choice for students who prefer a cash-back credit card but don't want to keep track of multiple bonus categories.
Earn unlimited 1.5% cash back on every purchase, every day Early Spend Bonus: Earn $50 when you spend $100 in the first three months Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024 Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges Enjoy no annual fee, foreign transaction fees, or hidden fees Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card Build your credit with responsible card use Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). Earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply).
Earn 8% cash back on Capital One Entertainment purchases. Earn 1% cash back on all other purchases. $0 N/A 19.
99% - 29.99% Variable Earn a $50 cash bonus Average, Fair, Limited Check mark icon A check mark. It indicates a confirmation of your intended interaction.
Good welcome bonus with an easy spending requirement Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong 3% cash back earning in popular everyday spending categories for students like dining, entertainment, eligible streaming services, and grocery stores (excluding superstores like Walmart® and Target®) Check mark icon A check mark.
It indicates a confirmation of your intended interaction. No annual fee or foreign transaction fees con icon Two crossed lines that form an 'X'. Only available to college students The Capital One SavorOne Student Cash Rewards Credit Card is a great pick for students who spend a lot on food and going out, because it earns 3% cash back on dining, groceries (excluding superstores like Walmart and Target), streaming, and entertainment.
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases Early Spend Bonus: Earn $50 when you spend $100 in the first three months Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024 Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges Enjoy no annual fee, foreign transaction fees, or hidden fees Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal Build your credit with responsible card use Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you Best Capital One Credit Cards of June 2024 Capital One SavorOne Cash Rewards Credit Card : Best for dining and entertainment with no annual fee ( rates and fees ) Capital One Quicksilver Cash Rewards Credit Card : Best for flat-rate cash back Capital One Venture Rewards Credit Card : Best for travel rewards Capital One Venture X Rewards Credit Card : Best intro bonus and upscale travel perks Capital One Quicksilver Secured Cash Rewards Credit Card : Best for earning cash back while building credit Capital One Platinum Secured Credit Card : Best for building credit with a lower security deposit Capital One Quicksilver Student Cash Rewards Credit Card : Best student card with flat-rate cash back Capital One SavorOne Student Cash Rewards Credit Card : Best student card for dining and entertainment Capital One Credit Card Reviews Capital One has greatly increased the value of its credit card rewards in recent years. The issuer has a whopping 18 airline and hotel transfer partners and rewards consumers with some of the most generous reward rates for dining and entertainment.
The top travel credit cards allow cardholders to pool Capital One miles with friends and family and reduce travel expenses with their rewards, which are credited toward outstanding credit card balances. Capital One has also opened multiple airport lounges in recent years, and plans to add more. The cards below represent the best of what Capital One has to offer in 2024, as chosen by Business Insider credit card experts.
The Capital One SavorOne Cash Rewards Credit Card lets you rack up exceptional rewards on dining, entertainment, streaming, and grocery purchases. This card also comes without an annual fee, which is a net positive if you want to keep your costs down. If you have a large purchase you want to pay off over time, you'll be happy to know this card extends a 0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time), followed by a 19.
99% - 29.99% Variable ( rates and fees ). This card also comes with no foreign transaction fees.
Read our Capital One SavorOne card review to learn more. The Capital One Quicksilver Cash Rewards Credit Card is for you if you want to earn cash back without paying an annual fee. Its welcome bonus is also relatively generous and easy to earn.
The Capital One Quicksilver Cash Rewards Credit Card, Capital One QuicksilverOne Cash Rewards Credit Card, and Capital One Quicksilver Secured Cash Rewards Credit Card come with up to six months of complimentary Uber One membership through November 14, 2024. On the redemption side of the equation, you can redeem your rewards for cash back at any time and in any amount. You can also cash in your points for gift cards.
The Capital One Quicksilver Cash Rewards Credit Card also comes with a 0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time), then a 19.99% - 29.99% Variable APR ( rates and fees ).
Read our Capital One Quicksilver Cash Rewards credit card review to learn more. The Capital One Venture Rewards Credit Card earns rewards you can redeem for any type of travel at a rate of 1 cent per mile. You can also transfer miles to Capital One's airline and hotel partners, including Accor, Air Canada Aeroplan , Emirates, British Airways, Virgin Red, and Wyndham.
The transfer ratio for most partners is now 1:1, except for EVA Infinity MileageLands (2:1.5 ratio) and Accor Live Limitless (2:1 ratio). Capital One miles are one of many credit card transferable points currencies — along with Amex Membership Rewards , Chase Ultimate Rewards® , and Citi ThankYou Rewards .
Capital One miles are valued at 1.7 cents apiece, on average, according to Business Insider valuations. Capital One's Lifestyle Collection hotel booking program is available to all Venture and Spark Miles cardholders, offering elite-like perks including room upgrades when available, early check-in/late checkout when available, and a $50 hotel experience credit.
This card has no foreign transaction fees ( rates and fees ), and offers a credit toward the Global Entry or TSA PreCheck membership fee. If you travel frequently, be sure to read our comparison of the Capital One Venture and Venture X — the Capital One Venture X Rewards Credit Card could actually be a better fit despite its higher annual fee. Read our Capital One Venture Card review for more info.
The Capital One Venture X Rewards Credit Card has been making waves since its launch. Along with a massive welcome bonus which is worth $1,275 in travel based on Business Insider's valuations, the card comes packed with upscale benefits that can more than offset the $395 annual fee ( rates and fees ). Capital One's first premium card has an annual fee lower than similar cards and a range of valuable travel perks.
It's become a real competitor to cards like the Chase Sapphire Reserve® and The Platinum Card® from American Express . Cardholders receive $300 a year in credits toward travel booked through the Capital One travel portal ; airport lounge access through Priority Pass, Plaza Premium, and Capital One (even for authorized users); a 10,000-mile bonus on each account anniversary (worth $100 in travel); and Visa Infinite travel and purchase benefits. As with other cards that earn Capital One miles, rewards from the Venture X can be used to book award travel with more than a dozen airline and hotel Capital One transfer partners .
Capital One also has its own luxury hotel booking program, the Capital One Premier Collection , for Venture X cardholders. It offers perks like room upgrades and on-property credits at hundreds of hotels and resorts around the world. Read our Capital One Venture X Rewards Credit Card review to learn more.
If you're trying to decide between the Capital One Venture X Rewards Credit Card and other premium cards, check out our comparisons of the Venture X and Sapphire Reserve , and the Amex Platinum versus the Venture X . The Capital One Savor card is an enticing option thanks to its initial bonus and ongoing rewards, and that's especially true if you spend a lot on dining, entertainment, and streaming each year. Earning 3% back is excellent even if your primary expense is grocery shopping (except at superstores like Walmart and Target).
You can redeem your rewards for cash back in any amount, and this card doesn't charge foreign transaction fees on purchases made outside the U.S. Until November 14, 2024, the Capital One Savor card, Capital One SavorOne Cash Rewards Credit Card, Capital One SavorOne Student Cash Rewards Credit Card, and Capital One Quicksilver Student Cash Rewards Credit Card earn unlimited 10% cash back on Uber and Uber Eats purchases.
Through the same date, cardholders can also enroll for a complimentary Uber One membership. Read our Capital One Savor Card review for more details. The Capital One Quicksilver Secured Cash Rewards Credit Card is ideal if you're working on building your credit but still want to earn rewards.
Although there's no welcome offer, cardholders earn 1.5% cash back on all purchases, with no bonus categories to keep track of. Because it's a secured credit card , you'll have to put down a security deposit equal to the initial credit line you'll be given.
You can get started with a deposit as low as $200, and with responsible use over time, you could have the opportunity to upgrade to an unsecured Quicksilver card and get your deposit back. Read our Capital One Quicksilver Secured card review for more info. If you're trying to improve your credit score after some financial mishaps, the Capital One Platinum Secured Credit Card is an ideal option — it's relatively easy to get approved for since you put down a security deposit when you open your card.
As a new cardholder, you'll put down a security deposit ($49, $99, or $200), which is refundable and determines your initial credit line. After you make payments on time for six months, you can get access to a higher credit line. Opening a secured credit card is a good stepping stone if you want to build credit with credit cards — whether you're starting from scratch or rebuilding your credit.
Here's our Capital One Platinum Secured credit card review with all the details. The Capital One Quicksilver Student Cash Rewards Credit Card is geared toward students who want to earn rewards while building up their credit over time. This card gives you a flat 1.
5% back on all purchases with no limits, which isn't the best cash-back rate on a no-annual-fee card ( rates and fees ). But since this is one of the best credit cards for students with no credit, it's available to a broader selection of consumers who need help getting started. The Capital One Quicksilver Student Cash Rewards Credit Card doesn't charge an annual fee, and there are no foreign transaction fees, either.
It also offers solid benefits for a no-annual-fee student credit card, including price protection***, extended warranty***, car rental coverage***, roadside dispatch***, and complimentary concierge services. Read our Capital One Quicksilver Student Cash Rewards credit card review . If you're in college and spend a lot on dining out, groceries, entertainment, and streaming, the Capital One SavorOne Student Cash Rewards Credit Card is one of the most rewarding card options out there.
Along with a welcome offer of a $50 cash bonus once you spend $100 on purchases within three months of account opening, the card offers 3% cash back in student-friendly categories, with no limits to what you can earn. Dining and groceries (excluding superstores like Walmart and Target) are straightforward categories, and Capital One has a broad definition of entertainment — including movies, professional sporting events, amusement parks, record stores, and bowling alleys. Eligible streaming services include popular platforms like Netflix, Hulu, and Disney+.
Like the Capital One Quicksilver Student Cash Rewards Credit Card, the Capital One SavorOne Student Cash Rewards Credit Card comes with surprisingly good perks for a student credit card, such as car rental coverage***, roadside dispatch***, price protection***, extended warranty***, and access to a concierge service. Read our Capital One SavorOne Cash Rewards Student credit card review to learn more. Capital One Credit Card Frequently Asked Questions The Capital One Venture X Rewards Credit Card is one of the issuer's newest — and fanciest Capital One is one of the few issuers that tells you exactly what credit score you'll need for each of its cards.
For example, the premium Capital One Venture X Rewards Credit Card is appropriate for those with an excellent credit score , defined as follows: You've never declared bankruptcy or defaulted on a loan, been more than 60 days late on any credit card, medical bill, or loan in the last year, and have had a loan or credit card for three years or more with a credit limit above $5,000. Not all Capital One cardholders have excellent credit. If your credit is fair or average, you could still qualify for cards like the Capital One Quicksilver Student Cash Rewards Credit Card.
Capital One cards are good for their excellent customer service and solid perks, and you'll never pay foreign transaction fees which can save you money if you're traveling overseas. You've also got a wide variety of card options — whether you're just getting started with credit or are looking for an upscale card that earns generous travel rewards, there's likely a Capital One card that is a good fit. If you're a beginner, Capital One credit cards are a great option.
You can choose from a strong selection of fair credit , bad credit (such as secured credit cards ), and student credit cards for folks just starting out, building credit, or rebuilding credit . There's a great range of rewards rates, bonuses, intro APR rates, and perks to choose from. Yes, you can have more than one Capital One card.
However, Capital One doesn't publish any firm rules about the total number of cards you can have open at once — it depends on your credit profile, income, and other factors. Why You Should Trust Us: How We Chose the Best Capital One Credit Cards We looked at all of the Capital One credit cards currently available to new applicants and considered several factors: Ease of use — Does the card have a rewards program (cash back or miles) and if so, is it easy to navigate? Earning potential — Are there bonus categories or strong flat-rate earning with the card, and are they appealing to a broad range of customers? Annual fee — Many Capital One credit cards have no annual fee, but for those that do charge one, are there additional perks or features that make it worth it? Cards for various types of consumers — We picked cards that appeal to different types of consumers, including travel aficionados, foodies, students, folks building credit, and small-business owners. For more information, check out Business Insider's guide to how we rate and review credit cards .
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