Writing more than 1,000 columns over 20-plus years, Jonathan Clements dispensed personal finance advice in the Wall Street Journal typical of this 1999 : “I am the nag who uses this column to advocate trading little, diversifying broadly and looking to the long term.” Clements practiced what he preached. To him, “long term” meant beyond , a goal he seemingly approached with the expectation he would continue to work part-time.

Meanwhile, he prepped through a mix of savings, deferred and immediate fixed annuities that would yield monthly checks to last a lifetime. Commercial real estate has beaten the stock market for 25 years — but only the super rich could buy in. Here's how even ordinary investors can Car insurance premiums in America are through the roof — and only getting worse.

But 5 minutes could have you These 5 magic money moves will boost you up America's net worth ladder in 2024 — and you can complete each step within minutes. Except that in Clements’ case, a lifetime is so short — truly and tragically. And whatever funds he has amassed, he will in all likelihood never get to spend.

Not even close. As he revealed on his personal website, the money guru “ ” to live, the result of a devastating cancer diagnosis he only received in May. Despite it all, he has maintained his trademark wit and focus on dollars and cents.

When recounting the day of his diagnosis, Clements admitted that, at first, he suspected he had an ear infection, and thus faced a .