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The information for the following product(s) has been collected independently by Business Insider: U.S. Bank Altitude® Reserve Visa Infinite® Card, Citi Prestige® Card.

The details for these products have not been reviewed or provided by the issuer. Bottom line: The U.S.

Bank Altitude® Reserve Visa Infinite® Card is a premium credit card with benefits that have no trouble offsetting the annual fee. One of its most unique (and valuable) qualities is its ability to earn 3x points on all purchases made through a mobile wallet, so if you use payment methods like Apple Pay or Samsung Pay, you'll have no problem accruing points in a hurry. Earn 1-5x points on purchases $400 N/A 21.

24% - 28.24% Variable Excellent Check mark icon A check mark. It indicates a confirmation of your intended interaction.

Substantial welcome bonus and great earning opportunities, especially with mobile wallets Check mark icon A check mark. It indicates a confirmation of your intended interaction. $325 annual travel and dining credit can offset most of the $400 annual fee Check mark icon A check mark.

It indicates a confirmation of your intended interaction. Top-notch travel insurance and protections con icon Two c.