How much can you cover? The wet season in the Philippines brings more than storms and rains - it also brings a surge of illnesses. While colds and coughs are most common, the Department of Health warns of more serious diseases they call the WILD: Water-borne diseases, Influenza, Leptospirosis, and Dengue, which can be worsened by weather conditions. We may all be familiar with these illnesses, but how ready are you to face the consequences if you or anyone in your family unfortunately catches them? With the rainy season at its peak, it’s important to be aware of the financial burden you need to avoid: Dengue, a viral infection transmitted by mosquitoes, remains a persistent health issue in the Philippines.

In 2024, the number of cases has already increased by 68% from the previous year. The Financial Burden: Diagnostic work and laboratory tests alone can range from ₱300 to ₱15,000 or more. Severe cases may also require blood transfusions, causing hospitalization costs to reach as high as six-digit figures.

[1] The Hidden Cost: Hospitalization may mean loss of income for the patient and assisting family members. If left untreated, dengue can progress to severe dengue, which can result in long-term complications, or become fatal. Persistent flooding creates ideal conditions for the spread of leptospirosis, a bacterial infection you can get through contaminated water.

The Upfront Cost: Leptospirosis is commonly treated using a course of antibiotics. Mild cases of leptospir.