Jj Gouin | Istock | Getty Images Most Americans rank Social Security as "one of the top" issues or a "very important" issue determining who they will vote for in the upcoming U.S. presidential election, according to a new CNBC poll .

Social Security reform is also a top concern, according to a separate survey from the Nationwide Retirement Institute . The majority of respondents said that a candidate's stance on the topic would be a major factor in their vote. CNBC polled 1,001 registered voters July 31-Aug.

4. Nationwide's poll, conducted April 19-May 13, surveyed 1,831 adults "who currently receive or expect to receive Social Security." Absent action from Congress, the trust fund that pays Social Security benefits is due to run out in 2033.

At that time, only 79% of benefits will be payable. With uncertainty about the future funding of this government program, which guarantees a lifetime income stream in retirement, 72% of adults worry the Social Security system will run out of funding in their lifetime , according to Nationwide. In the 11 years that Nationwide's annual survey has been conducted, "we haven't seen that level of interest in Social Security reform and in wanting to make sure that Social Security is going to be there again," said Tina Ambrozy, a senior vice president at Nationwide.

"That spans across generations; even millennials are one of the most concerned groups." More from Your Money: Here's a look at more stories on how to manage, grow and protect your mo.