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The no-annual-fee PenFed Platinum Rewards Visa Signature® Card is a good choice for Pentagon Federal (PenFed) Credit Union members (anyone can join) who want to earn up to 5x points on eligible purchases with no caps. However, there are plenty of other no-annual-fee cards on the market that earn more valuable rewards, so you should consider all your options before applying. Earn 1-5x points on purchases $0 0% balance transfers promo APR for 12 months made in the first 90 days after account opening, 3% fee applies to each transaction 17.

99% APR on balance transfers, 17.99% Variable APR on purchases Good to Excellent Check mark icon A check mark. It indicates a confirmation of your intended interaction.

Strong rewards on gas and groceries Check mark icon A check mark. It indicates a confirmation of your intended interaction. Intro APR offer on balance transfers Check mark icon A check mark.

It indicates a confirmation of your intended interaction. No annual fee or foreign transaction fees con icon Two crossed lines that form an 'X'. Must join PenFed credit union to apply for the card con icon Two crossed lines that form an 'X'.

PenFed points aren't as valuable as some other bank rewards poi.