Lake Como, in northern Italy, conjures images of glistening blue water, opulent villas and villages where celebrities like Taylor Swift, Travis Kelce, and Amal and George Clooney try to dodge the paparazzi. But you don’t have to be Hollywood royalty, or a billionaire, to enjoy the famous, mountain-ringed lake. In the decade that my family has been visiting Lake Como in the summers, we’ve discovered a range of ways to save money: Stay farther away from the water, for example, and take advantage of free or low-cost activities like hiking, visiting museums and riding bikes.

Here’s how to sample the sparkle of Lake Como without breaking the bank. Lake Como, a one- to two-hour drive north of Milan, is shaped like an upside-down Y. To get a sense of distance, consider that the drive from the town of Como, at the southern end of the western branch, to Colico, at the northern end of the lake, takes a little over an hour.

Prime lakeside destinations include Lecco, a small city at the southern end of the eastern branch; the town of Bellagio, in the fork of the Y; and Varenna, a village on the eastern shore. These towns tend to have the priciest accommodations and restaurants, so you’ll get more bang for your buck if you look to other villages and towns instead. Guesthouses, a less expensive option than hotels, may lack certain amenities, but make up the difference with authenticity and welcoming hosts.

About an hour’s drive north of Como, Le Radici Agriturismo offers comforta.