The latest statistics from the Department for Work and Pensions (DWP) show the State Pension currently provides regular financial support for 12.7 million older people across the country, including over one million retirees living in Scotland. This payment is available for those who have reached the UK Government’s eligible retirement age, which is currently 66 for both men and women, and have paid at least 10 years' worth of National Insurance Contributions.
However, people approaching the official age of retirement this year may not be aware that the State Pension is regarded as a contributory benefit and is not paid automatically by the DWP. The payment needs to be claimed, or retirees could face a delay in receiving their first payment of up to £221.20 each week , or £884.
80 every four-week pay period. The money is not paid automatically when someone reaches State Pension age as some people choose to defer making a claim in order to keep working and generate more towards their pension pot, especially if they have not paid the full quota of 35 years' worth of National Insurance Contributions, or were 'contracted out' . DWP guidance explains: “You do not get your State Pension automatically - you have to claim it.
You should get a letter no later than two months before you reach State Pension age, telling you what to do.” It then clarifies you can either claim your State Pension or delay (defer) claiming it . It states: “If you want to defer, you do not have to do.