Having a baby can be quite costly, especially amidst the cost-of-living crisis. Every extra penny is crucial and new mothers can apply for a one-off £500 to assist with the expenses of having a newborn through a lesser-known government scheme. The Sure Start Maternity Grant allows new or expectant mothers to claim up to £500 in free cash.

The best part? It doesn't need to be repaid. This lesser-known government benefit aims to help offset the costs associated with having a baby. However, there are certain specific criteria that must be met to qualify.

The grant is designed to provide a much-needed boost to your bank balance when you're dealing with the financial stress of having a little one. Depending on your specific circumstances, parents may even be entitled to more than the standard £500 payout. For instance, if you already have children under 16 and you're now expecting twins or triplets, you could be eligible for a £1,000 grant.

Or, if you have existing children but are now caring for a family member's baby, you might also qualify. Sounds appealing, right? Let's delve deeper into who exactly can avail of this free cash, and how to go about claiming it. Who is Eligible for the Sure Start Maternity Grant? The Sure Start Maternity Grant is on offer for new or expectant mothers who are on certain benefits, including Universal Credit, Income Support, income-based Jobseeker's Allowance, income-related Employment and Support Allowance, Pension Credit, Child Tax Credit, or.