Annabel Rivkin and Emilie McMeekan advise readers who want to explore the world when they retire, but say they can’t while their children stay put instead of renting their own place. Dear A&E, My wife and I are excited to be making our retirement plans (including travelling around America), which we hope to begin in the next year. However, my wife is hesitant to take the leap and explore the world while our children (aged 23 and 26) are still living in the family home, which we’d need to sell before our travels.

Although they have stable jobs and could rent elsewhere, the kids are too comfortable and happy living here , and they’d rather stay and save as long as possible. I hate to say I’m growing impatient, but I’m ready for this next step. Should I postpone our plans or encourage them to move out? – Grounded.

Dear Grounded,.