The endless downpours and changeable weather conditions across Scotland this summer may have you wishing you had escaped to a more stable climate for a couple of weeks and soaked up some much-needed sunshine before facing the grim prospect of yet another bleak winter. While the summer holiday season is entering the final weeks of freedom before the new school year begins, now is the time to start forward planning next year’s getaway. While this may seem like too big a stretch on your current budget, as the cost of living crisis continues to eat away at disposable income, one money expert says the secret is in the planning and shares her top tips for a hassle-free summer holiday next year.

Lucinda O'Brien, money.co.uk savings accounts expert, explained: “With some planning, a lot of determination and a clear goal in mind, here are some of the ways you can save for a summer holiday in 2025.

" Lucinda shares her top tips for saving for next year’s summer holiday below. To start your savings journey, it’s important to set a clear goal. Do some research on where you would like to go next year and for how long - then explore how much it would cost.

January is a popular time to book a summer holiday, but to give yourself as much saving time as possible, look at the current last-minute deals as you can always do the same next year. But remember, you are always in control. So if you would prefer to book a holiday in January or March, use this timeline to work out how much money.