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The IHG One Rewards Traveler Credit Card is a decent option if you stay at IHG hotels occasionally and don't want to pay an annual fee — and a solid welcome bonus makes it even more valuable. However, you'll get a much better deal with the annual-fee personal Chase IHG card, the IHG One Rewards Premier Credit Card . The IHG One Rewards Traveler Credit Card earns bonus IHG points on paid stays, and provides a fourth night free benefit when you redeem your points for award stays.

However, the IHG One Rewards Premier Credit Card is a stronger choice overall if you like staying at IHG hotels. The only reasons to get the IHG One Rewards Traveler Credit Card are if you don't want to pay an annual fee or want to earn the welcome bonus points. Earn up to 17 total points per $1 spent when you stay at an IHG Hotel & Resorts.

Earn 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases. $0 N/A 21.

49% - 28.49% Variable Limited Time Offer: Earn 100,000 bonus points Good to Excellent Check mark icon A check mark. It indicates a confirmation of your intended interaction.

No annual fee Check mark icon A check mark. It indicate.