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The information for the following product(s) has been collected independently by Business Insider: Citi Prestige® Card, Citi Strata PremierSM Card, Chase Freedom Flex®, Citi® Double Cash Card. The details for these products have not been reviewed or provided by the issuer. Introduction to Rewards Credit Cards Many of the best rewards credit cards provide you with valuable points, miles, or cash back on your purchases.

If you qualify and can pay your statement balance in full each month to avoid incurring interest, opening a rewards credit card is a great way to maximize your spending and work toward an award flight or hotel stay, or put some cash back in your pocket. Best Rewards Credit Cards of July 2024 Best rewards credit card overall : Chase Sapphire Preferred® Card Best rewards credit card for beginners : Capital One Venture Rewards Credit Card Best rewards card for luxury benefits : The Platinum Card® from American Express Best rewards credit card for affordable airport lounge benefits : Capital One Venture X Rewards Card Best rewards credit card for cash rewards : Wells Fargo Active Cash® Card Best rewards credit card for travel and dining spend : Chase Sapphire Reserve® Best.