Drivers have been handed a legal way to escape rising car insurance costs as we head towards Christmas . Premiums now average £622 a year, up from £419 in 2022, says the Association of British Insurers, but there are ways to save. ALA Insurance founder Simon England believes insurance prices are “over-inflated” by tax and says: “For those living outside of major cities and towns, where transport infrastructure is inefficient or unreliable, driving is a necessity, not a luxury.
" But by acting at the right time, you can cut your premium by almost HALF, it has been reported. “The price increases nearer to the renewal date,” says Helen Dewdney, a consumer expert who writes under the blog name The Complaining Cow. READ MORE Premier Inn customers furious over change to hotel bars that's 'needless' Confused.
com says those who take out a policy 18 days before their renewal date pay nearly half the price of those who buy on the day their renewal is due. Julie Daniels, motor insurance expert at Compare The Market, says that using a comparison site can save you up to £461 on your insurance premiums. Helen said: “It shows the importance of using all the different sites and going direct.
” And consumer champion Scott Dixon says that haggling can prove effective, adding: “I saved £51 last year by doing so. Be polite, play on the loyalty factor, say how delighted you have been with the service over the years and how reluctant you would be to leave.” He also says that if.