Are you needing to sort out your car insurance? You might be looking to see what the best deals are depending on your personal circumstances. Insurance for your vehicle is crucial in the UK as it can protect drivers financially if an accident happens and a valid insurance claim is made. Car insurance became mandatory under the Road Traffic Act of 1930, reports Compare the Market.

But if you are about to have a new insurance policy issued, you might want to know if having three points on your driving licence can affect the price of it. @uktoday_ Don't make this mistake with your dash cam! #uknews #dashcams #carinsuranceuk #uknewsheadlines ♬ original sound - UKToday 🇬🇧 Newsquest This is what the experts have to say. How penalty points on driving licence can affect car insurance A spokesperson at Group 1 Automotive commented: “When it comes to getting penalty points on our driving licences, different offences will face different penalties - with the scale ranging from one point up to a possible 11 points you can hold on your licence.

Offences such as using a vehicle with defective brakes, tyres or steering, can land you three penalty points when driving. “If you find yourself with three points on your driver’s licence, unfortunately, you can expect to pay more for your car insurance. Any points or previous offences will make you appear as more of a risk to your insurer, leading to an increase in your premium.

“The more penalty points you hold, and the more recent.