For many families, Christmas can be a tough time of year with the financial burden of the supposed most wonderful time of the year. As the cost of living crisis rages on, many will be worried about the next few weeks. From the pressure of presents to making sure Christmas dinner will be a success, there are multiple inflated costs.

To combat this, personal debt expert at Creditfix, Maxine McCreadie has shared her top tips on how families can keep costs down and have a wonderful Christmas. Christmas..

. I'm the kinda girl who prefers all the little things over something expensive. Fluffy socks, blankets, books.

I'm so grateful for all the little things a lot of thought goes into it ❤️ All i am saying is that this year show gratitude. Not many even get that! 🎄 — Luce 🧡🕯 (@Bellaomen) November 12, 2024 Set a budget for presents and stick to it Planning ahead who you are buying presents for and how much you are willing to spend is a must when it comes to Christmas. While we may be tempted to go overboard and buy our loved ones everything they want, it’s important you only spend what you can afford.

Setting a budget per person is a great way of ensuring you don’t spend beyond your means and leave yourself in trouble. While it’s great gifting presents, the best part of the holiday is getting to spend time with family and friends - a meaning often lost this time of the year. Use your Christmas dinner leftovers and reduce food waste Most of us wait all year to enjo.