Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews .
Introduction If you're researching the best travel rewards credit cards , you've definitely heard of the Chase Sapphire Reserve, one of the best in the industry and Business Insider's top choice travel credit card for consumers. But the relative newcomer Capital One Venture X Rewards Credit Card will appeal to those who balk at premium credit card annual fees for its significantly lower cost. When the Chase Sapphire Reserve® was launched in 2016, it quickly became popular — in fact, Chase initially ran out of metal to make the cards as customers rushed to apply.
Despite its $550 annual fee, the Reserve continues to hold steady as one of the top premium credit cards on the market, with generous travel benefits and a lucrative rewards structure. But now there's a card that's giving the Chase Sapphire Reserve some stiff competition. The Capital One Venture X Rewards Credit Card comes with similar travel credits and protections, and a much lower $395 annual fee ( rates and fees ).
Both cards have Visa Infinite benefits, which are a step above Visa Signature cards in terms of complimentary coverage. Both cards also come with $300 each year in travel credits, but they have very different usag.