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Introduction to Credit Cards for Excellent Credit Good credit can help you qualify for loans and borrow money at lower rates. But those aren't the only advantages. Maintaining a high credit score can also help you get approved for the very best credit cards, as cards that require excellent credit tend to offer high-end benefits and lavish rewards.
Read on to see our selection of credit cards tailored to people with FICO's highest ratings. Your credit score is only one of several factors that determine whether your credit card application will be approved. A low credit score doesn't automatically disqualify you, but you're most likely to be approved if you have an excellent credit score (a FICO score above 800) or a very good credit score (between 740 and 799).
Best Credit Cards for Excellent Credit of July 2024 Chase Sapphire Preferred® Card : Best mid-tier travel card Bank of America® Premium Rewards® credit card : Best for cash back rewards with qualifying banking relationship Discover it® Miles : Best for intro 0% APR Capital One Venture X Rewards Credit Card : Best value premium travel card The Platinum Card® from American Express : Best for luxury travel benefits Compare the Top .