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The information for the following product(s) has been collected independently by Business Insider: Bank of America® Customized Cash Rewards Credit Card for Students. The details for these products have not been reviewed or provided by the issuer. The Bank of America® Customized Cash Rewards Credit Card for Students offers a lucrative but uncomplicated rewards structure, a lengthy 0% introductory APR, and a welcome bonus that provides a sizable return compared to the spending requirement.

None of those features are the best of their kind, but together they serve as the foundation for a useful entry-level credit card . However, while the card is marketed to students, you may have difficulty getting approved without established credit. Earns 1-3% cash back on purchases $0 0% intro APR for your first 18 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account 16.

99% - 26.99% Variable Fair Check mark icon A check mark. It indicates a confirmation of your intended interaction.

Generous welcome bonus for a student credit card Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee Check mark i.