Whether you're buying a car or renting an apartment , you need one thing to make it happen: a credit score. Unfortunately, establishing credit isn't always the easiest thing to do, as most ways to get credit are to have it. As a beginner, it can feel a little intimidating to figure out.

Luckily, you can find the best beginner credit card to get you started on establishing credit and taking control of your financial future. "When selecting a credit card to build credit, beginners should consider features like credit education resources, the ability to monitor credit scores directly through the card, and any fees," Ebony Cochran, founder of Blackwood Credit Services, shared with PS. "These factors will make it easier to manage and understand credit.

" To help you get started on your credit-building journey, we've rounded up some of the best credit cards to build credit for complete beginners. Ebony Cochran , also known as The Debt Survivor, is the founder of Blackwood Credit Services, a credit counseling service. Monique White is a financial educator and the head of community at Self Financial.

6 Credit Cards to Build Credit Chase Freedom Rise is one of the best credit cards for beginners looking to build credit while earning rewards. "This card offers a $25 statement credit when you enroll in automatic payments within the first three months — encouraging good payment habits," Cochran tells PS. Making payments on or before the due date avoids late fees and improves your credit.